Risk & Fraud
Best Return Policy to Avoid Chargebacks Post-Holiday Sales
The holiday rush has ended, but a new challenge emerges: the dreaded “Returnuary.” As merchants, we face a staggering 40% increase in chargebacks during the
December 31, 2025
The holiday rush has ended, but a new challenge emerges: the dreaded “Returnuary.” As merchants, we face a staggering 40% increase in chargebacks during the
When your payment gateway rejects a transaction, a credit card decline appears in the log. Knowing what these codes mean, how to prevent the decline,
PayPal Holdings just submitted applications to become a full-fledged financial institution in the United States. The San Jose-based payments giant filed paperwork with both the
Intelligent, invisible, instantaneous. This is what describes the payments industry in 2026. AI agents manage purchases autonomously, biometric systems verify identities with a smile, and
One of the few things more frustrating than a declined transaction is not fully understanding why that decline happened. Credit card decline messages can be
