Author: Maria Sparagis

As President of DirectPayNet, I make it my mission to help merchants find the best payment solutions for their online business, especially if they are categorized as high-risk merchants. I help setup localized payments modes and have tons of other tricks to increase sales! I am an avid traveler, conference speaker and love to attend any event that allows me to learn about technology. I am fascinated by anything related to digital currency especially Bitcoin and the Blockchain.

Types of Payment Fraud Models (and How to Prevent Them)

A fishing hook through a credit card on top of laptop keyboard, phishing, credit card fraud, payment fraud

As an online business owner, you face many challenges daily. One of the biggest threats to your success is payment fraud. When fraudsters target your business, they can steal products, drain your accounts, and damage your reputation. Let’s explore the most common types of payment fraud and how you can protect your business. GET FRAUD […]

Network Tokenization Lowers Fraud Risk, Boosts Acceptance Rate

Metal key with a complex vault mechanic at the head.

Online businesses face two major challenges: ensuring high payment acceptance rates and minimizing fraud risks. One innovative solution that addresses both issues is network tokenization. But what exactly is network tokenization, and how can it benefit your business? BOOST YOUR APPROVAL RATING What is Network Tokenization? Network tokenization is a payment technology that replaces sensitive […]

BNPL Payment Methods Are a HUGE Travel Industry Trend

An airplane next to a small globe of Earth and two passports

Travel makes up a significant portion of Buy Now, Pay Later (BNPL) purchases, and for good reason. BNPL in the travel industry allows businesses to increase sales and travelers to fulfill their vacation dreams. The global Travel Now Pay Later market will reach USD 98.6 billion by 2033. The payment method enables travelers to book […]

Will Cross-Border Fees Increase in 2025?

stack of cash from different countries.

World commerce is changing dramatically. New tariffs and trade deals are reshaping how businesses conduct international transactions. In this turbulent environment, cross-border payment systems will adjust. From potential fee hikes by major payment processors to the rise of digital currencies, the changes we’re witnessing today will have far-reaching implications PREPARE FOR THE FUTURE OF CROSS-BORDER […]

Digital Tipping Challenges and Solutions

tip jar at a sushi bar with money

More and more people are ditching cash and turning to their phones to show appreciation for great service. But there’s a catch that affects users and businesses alike. The companies behind these tipping platforms are facing a big challenge: securing merchant accounts. Why is this such a headache? Well, not only are tipping platforms high-risk […]