Author: Maria Sparagis
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Credit Card Decline Code 05: Do Not Honor (solution)
CREDIT CARD DECLINES, CREDIT CARD PAYMENTS, CREDIT CARD PROCESSING, DECLINE RATE, PAYMENT PROCESSING, STRIPEIs your store riddled with “Do Not Honor” messages? You’re not alone. These codes harm your business and can ultimately lead to account termination. A cleaner processing statement not only looks better but also improves your odds of getting better rates. These decline codes are also not card network-specific. They apply to Visa, Mastercard, Discover,…
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Split Testing for Pricing Will 10x Your Global Sales
I’ve seen countless businesses leave money on the table by using one-size-fits-all pricing. Let’s explore how strategic price testing across different regions can dramatically boost your conversion rates. OPTIMIZE YOUR CHECKOUT Geographical Price Testing I discovered throughout the years that geographical split testing for pricing can transform businesses. Companies implementing this strategy consistently see growth…
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Is Stripe Holding Money? How to Keep Your Business Alive
Your Stripe account shows held funds and you need answers ASAP. Let me walk you through exactly why this happens and the fastest way to get your business running again. AVOID ACCOUNT SHUTDOWNS Common Triggers for Stripe Fund Holds I see merchants facing Stripe holds every day, and understanding these triggers helps you avoid or…
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Shopify Sucks for 2025: The Shopify Transaction Fees Trap
Shopify’s transaction fees are eating into your profits more than you realize. Let me break down why their fee structure creates significant challenges for growing businesses. SWITCH FROM SHOPIFY The Fee Trap Shopify’s rigid fee structure creates a costly trap for growing businesses in 2025. On the Basic plan, you’ll pay 2.9% + $0.30 for…
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Best Return Policy to Avoid Chargebacks Post-Holiday Sales
The holiday rush has ended, but a new challenge emerges: the dreaded “Returnuary.” As merchants, we face a staggering 40% increase in chargebacks during the post-holiday period compared to November and December. This surge is a critical threat to your bottom line that demands immediate attention. Here’s how to avoid chargebacks with best refund policy…
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