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Up-to-date advice and practical updates for modern payment success.

Square Payment Processing: Complete Merchant Guide

Complete guide to Square payment processing: understand how Square works as a payment facilitator, why accounts get frozen, what the transaction fees actually cost for each plan tier, how long Square holds funds, and when your business has outgrown Square's PayFac model...

How PayPal Payment Processing Actually Works: Complete Guide for Online Merchants

Complete guide to PayPal payment processing: understand how PayPal works as a payment aggregator, why accounts get limited, what the fees actually cost including hidden charges, how long fund holds last, and when alternative payment processors become necessary for business stability and growth....

How Shopify Payments Actually Works: Complete Guide for Online Merchants

Everything you need to know about Shopify Payments to decide if you should use them. Learn how they work, why accounts get suspended, what the fees really cost, and when an alternative payment processor is the best choice for your store....

The Ultimate Guide to Payment Processing Fees

Payment processing fees are a necessary cost of doing business in today's digital economy, but they can quietly erode your profit margins if you don't understand them. Every transaction comes with a price—interchange fees paid to card-issuing banks, assessment fees paid to card networks, and...

Ecommerce Compliance: A Complete Guide

Running an ecommerce business means following a complex set of rules that touch everything from payment security to customer privacy and advertising. Ecommerce compliance covers FTC rules that protect customers from misleading ads, PCI DSS standards that secure payment data, GDPR and similar privacy laws...

Stripe vs Merchant of Record vs Merchant Account: The Complete Comparison

Stripe, merchant of record, or merchant account—which payment processor is right for your business? Stripe offers speed but comes with suspension risks and higher costs at scale. Merchant of record eliminates tax compliance but charges 5-8% and you lose customer data ownership. Merchant accounts provide...

Payment Processor Red Flags Every High-Risk Merchant Must Know

Why instant approval high-risk merchant accounts are dangerous. Learn from the Cliq FTC case and find legitimate payment processors that protect your business....

Best Return Policy to Avoid Chargebacks Post-Holiday Sales

Writing note showing Return Policy. Business photo showcasing Tax Reimbursement Retail Terms and Conditions on Purchase Yellow paper keyboard Inspiration communicate ideas orange markers

The holiday rush has ended, but a new challenge emerges: the dreaded “Returnuary.” As merchants, we face a staggering 40% increase in chargebacks during the post-holiday period compared to November and December. This surge is a critical threat to your bottom line that demands immediate...

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