Category: 3DS2
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From Checkout Killer to Conversion Booster: 3D Secure’s American Comeback
While European businesses embrace 3D Secure (3DS) authentication as a regulatory requirement, American companies have largely avoided it, fearing the friction it might create at checkout. But modern 3D Secure technology has evolved, and US businesses are missing out on a powerful tool that can actually reduce declines and drop-offs while protecting against fraud. If…
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Visa VAMP Changes Chargeback Management, Business Killer
Visa’s bombshell announcement will forever change how European merchants manage their fraud and dispute ratios. The new Visa Acquirer Monitoring Program (VAMP) counts TC40 fraud alerts resolved through Rapid Dispute Resolution (RDR) toward your VAMP ratio. High-risk merchants and subscription businesses are warned. MAINTAIN COMPLIANCE What’s Changing with VAMP? Visa initially created VAMP to consolidate…
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Pick Up Card SF – Meaning and Solution
One of the few things more frustrating than a declined transaction is not fully understanding why that decline happened. Credit card decline messages can be a source of confusion and frustration for both merchants and customers alike. They disrupt the smooth flow of transactions and can lead to uncomfortable situations at checkout. One such message…
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Reduce Chargebacks & Refunds With 3DS2 – It’s Better Than 3DS
Authentication tool 3-domain secure version two or 3DS2 aims to cut the burden of chargebacks and refunds. And, thank goodness, because version one was a conversion killer for many high-risk merchants. The updated version of 3DS introduces a new technology that reduces fraud rates and improves online purchase experiences. Thus, increasing your profit and minimizing…
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