Category: CREDIT CARD DECLINES

  • Credit Card Decline Code 85 (and what to do about it)

    Have you ever had a customer’s credit card decline, even though they insist there’s no issue with their account? Chances are, you’ve encountered a credit card decline code. These codes are the payment processor’s way of telling you why a transaction didn’t go through. While some codes are straightforward, others can leave you scratching your…

    Selective focus on a group of credit and debit cards placed on a computer keyboard
  • Credit Card Decline Code 51: Insufficient Funds (and how to save the sale)

    Are you an online business owner tired of losing sales due to credit card declines? One of the most common reasons for a payment not going through is decline code 51, which means the customer’s card has insufficient funds. But don’t worry – you can turn these declines into opportunities with the right approach. In…

    Tap-to-Pay credit card reader declining a transaction and printing a receipt
  • A Complete Guide to Credit Card Decline Codes

    While it may seem like a minor inconvenience, understanding credit card decline codes is crucial for the smooth operation and financial health of your business. These codes, which are generated when a transaction is rejected, provide valuable insights into why the payment failed and what steps you can take to resolve the issue. By familiarizing…

    man resting his chin on his palm and staring at his computer screen showing a list of credit card declines on the checkout of his online business.
  • Increase Conversions, Decrease Declines with Alternative Payment Modes like FedNow

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    Are you looking for an easy way to increase your conversions and decrease declines? Incorporating alternative payment modes, such as FedNow, into your existing payments system can be a powerful tool in helping achieve these goals. With the rise of debit cards and the prevalence of mobile wallets, incorporating new ways to quickly process payments…

    FedNow instant payment system and logo of US Federal Reserve
  • The Rising Problem of Credit Card Declines: #1 Cause and Solutions for Merchants

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    Since the dawn of technology, credit cards have been a revolutionary payment method—providing unprecedented convenience and trust in online commerce. Nowadays, this simple yet powerful tool has become ubiquitous as an ever-popular means of transaction for shoppers worldwide. However, merchants are finding that their transactions are increasingly subject to declines from customers’ issuing banks due…

    Person holding mobile phone that has a red screen that reads "Payment Failed"