PayPal Holdings just submitted applications to become a full-fledged financial institution in the United States. The San Jose-based payments giant filed paperwork with both the Federal Deposit Insurance Corporation and the Utah Department of Financial Institutions to establish a Utah-chartered
Intelligent, invisible, instantaneous. This is what describes the payments industry in 2026. AI agents manage purchases autonomously, biometric systems verify identities with a smile, and stablecoins settle cross-border payments in seconds. These payment innovations reshape commerce in ways that make
It makes sense that your payment gateway should link to your accounting software. So, why pay the middle-man fee when you can do it directly? Many companies pay hefty fees to invoicing platforms like Bill.com, ChargeZoom, or Chargebee. These platforms
Payment processing costs climb year after year, and there’s nothing merchants can do aside from watch. Interchange rates and card network rules changes as often as any other Terms of Service. But in this case, business owners cough up more
Stripe, Shopify, PayPal, Square. What do they all have in common? Super simple pricing and sign-up processes. That’s because they all offer flat-rate pricing instead of more detailed options like interchange plus or tiered pricing. Let’s get into what flat-rate
