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GHL SaaS Mode Improves Checkout with Authorize.net and NMI

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GoHighLevel has improved its SaaS Mode by expanding beyond Stripe to include NMI, Authorize.net, and Square as payment processors. This game-changing update transforms how agencies and businesses can manage their subscription-based services and recurring billing needs.

For years, businesses faced a significant limitation – they could only process recurring payments through Stripe. Now, agencies can leverage their existing merchant accounts or choose from multiple payment processors that better suit their needs.

GoHighLevel can now process subscriptions through different payment gateways. This change shows their commitment to flexibility and helping businesses grow. This update empowers agencies to scale their SaaS offerings while maintaining control over their preferred payment processing solutions.

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What is GHL SaaS Mode?

GoHighLevel’s SaaS Mode empowers agencies to white-label and resell the entire platform under their own brand. This feature turns agencies into software providers. It helps them create ongoing revenue while providing value to their clients.

The platform packs two distinct feature sets that benefit both agencies and their clients:

For Agency Clients

  • Two-way text messaging capabilities
  • Web chat widget integration
  • Google My Business chat functionality
  • Facebook Messenger integration
  • Comprehensive reputation management
  • Automated missed-call text back

For Agencies

  • Customizable SaaS dashboard
  • Automated Twilio rebilling
  • Built-in dunning management
  • Automatic user permission generation
  • Streamlined sub-account creation
  • SaaS snapshot functionality for quick account replication

Agencies can now integrate with NMI, Authorize.net, and Square, giving them more flexibility in how they process recurring payments and manage subscriptions for their clients.

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Payment Processing Evolution

Previously, Stripe served as the sole payment processor for subscription billing. Now, the platform integrates seamlessly with NMI, Authorize.net, and Square.

Key Processing Changes

The platform now handles all subscription payments through the Payments module in your Agency Sub-Account. This creates a central place for managing customers and subscriptions.

This integration maintains security by keeping payment processing separate from client access, ensuring agencies maintain complete control over their financial operations.

Integration Benefits

Each payment processor brings unique advantages to agencies:

chart comparing payment processor advantages

The system now supports flexible subscription management through any of these processors, allowing agencies to:

  • Create customized SaaS plans with varied pricing structures
  • Set up trial periods for new clients
  • Process recurring payments automatically
  • Manage subscription changes seamlessly

This change in payment processing removes old limits. It creates new chances for agencies to grow their SaaS services based on their business needs.

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Benefits of Multiple Payment Options

The expansion of payment processing options in GHL’s SaaS Mode creates significant advantages for agencies and their clients. This update transforms how businesses can manage their subscription-based services.

Enhanced Payment Flexibility

Multiple payment processors now give agencies the power to route transactions through their preferred channels. This flexibility allows businesses to optimize their payment processing based on specific needs and geographical locations.

Cost Optimization Benefits

Agencies can now:

  • Negotiate better processing rates across different providers
  • Route transactions through the most cost-effective processor
  • Reduce transaction costs through strategic payment routing

Improved Business Resilience

The multi-processor approach strengthens business operations by:

  • Providing backup payment processing options
  • Reducing declined payments through alternative routing
  • Offering better authorization rates across different processors

Global Market Access

The addition of NMI, Authorize.net, and Square alongside Stripe enables agencies to:

  • Expand into new markets more effectively
  • Support local payment preferences
  • Process payments in multiple currencies

Customer Experience Enhancement

This payment processing evolution delivers improved customer experiences through:

  • Faster transaction processing
  • More payment method options
  • Reduced cart abandonment rates

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Setting Up SaaS Mode with New Processors

The setup process for SaaS Mode with new payment processors streamlines your transition to enhanced payment capabilities. We’ll walk you through the essential steps to activate and optimize your payment processing.

Initial Configuration

Navigate to your Agency Sub-Account and access the Payments module to begin. The system guides you through connecting your preferred payment processor:

  1. Select your payment processor (NMI, Authorize.net, or Square)
  2. Enter your API credentials
  3. Configure your webhook endpoints
  4. Test the connection

Plan Creation Process

The platform empowers you to create diverse subscription plans:

  • Set custom pricing tiers
  • Define billing frequencies
  • Configure trial periods
  • Establish usage limits
  • Set up add-on options

Subscription Management

Your new payment integration enables robust subscription handling:

  • Process recurring payments automatically
  • Manage subscription changes
  • Handle upgrades and downgrades
  • Process refunds seamlessly
  • Track payment status

Security Implementation

The system maintains PCI compliance through:

  • Tokenized payment information
  • Encrypted data transmission
  • Secure customer portals
  • Protected payment information storage

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Pricing and Revenue Considerations

The expanded payment processing options transform how agencies structure their pricing and manage revenue streams. Understanding these considerations helps maximize your SaaS business potential.

Subscription Billing Options

The new integrations significantly improve how you structure your billing models. You now gain complete control over creating monthly recurring payments, annual subscriptions with built-in discounts, and custom billing cycles that match your clients’ needs.

The system supports usage-based pricing for services that scale with consumption, while tiered pricing models allow you to create premium offerings with enhanced features.

Revenue Optimization

The multi-processor approach creates new opportunities to maximize your revenue potential. You can now reduce processing costs through strategic routing of transactions, minimize declined payments through intelligent retry logic, and improve overall cash flow management.

The system automatically routes transactions through the most optimal processor, increasing authorization rates and reducing failed payments.

Trial Period Management

The platform delivers sophisticated trial period capabilities that drive conversion. Now, you can configure flexible trial durations, set custom trial pricing, and automate the transition from trial to paid subscriptions.

The system includes built-in abandonment prevention features that help convert trial users into paying customers.

Dunning Management

The automated payment recovery system keeps your revenue flowing smoothly. Smart retry logic attempts failed payments at optimal times, while custom retry schedules adapt to your business needs.

The system automatically sends carefully crafted customer notifications and handles failed payments with sophisticated recovery strategies that maintain positive customer relationships.

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Best Practices for Implementation

Setting up SaaS Mode with multiple payment processors requires strategic planning to ensure optimal performance. Let’s explore the best practices for a successful implementation.

Processor Selection

Choose your payment processor based on your specific business requirements.

Both NMI and Authorize.net connect with thousands of payment processors worldwide. Now, you can focus on opening a merchant account and connecting with a processor that truly supports your business.

Account Configuration

Create a dedicated agency sub-account specifically for SaaS Mode operations.

This separation maintains clean financial tracking and ensures customer data security. The platform gives you the flexibility to segment different business lines or markets.

Plan Structure

When creating your SaaS plans:

  • Enable the ‘Use as SaaS Product’ toggle for each plan
  • Configure clear pricing tiers with distinct value propositions
  • Set appropriate trial periods to encourage conversion
  • Define usage limits and complementary credits
  • Establish clear rebilling and reselling parameters

Customer Onboarding

The system automates the client onboarding process. Upon successful subscription purchase, it:

  • Creates a new sub-account automatically
  • Configures account settings based on the selected plan
  • Sends welcome emails with login credentials
  • Provides clear instructions for account setup

Now that GHL SaaS Mode is open, you can customize it to better suit your needs and the needs of your customers. Your first step in this process is opening a real merchant account, not a Stripe account, that you can use to connect with NMI or Authorize.net. DirectPayNet is here to help.

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About the author

As President of DirectPayNet, I make it my mission to help merchants find the best payment solutions for their online business, especially if they are categorized as high-risk merchants. I help setup localized payments modes and have tons of other tricks to increase sales! Prior to starting DirectPayNet, I was a Director at MANSEF Inc. (now known as MindGeek), where I led a team dedicated to managing merchant accounts for hundreds of product lines as well as customer service and secondary revenue sources. I am an avid traveler, conference speaker and love to attend any event that allows me to learn about technology. I am fascinated by anything related to digital currency especially Bitcoin and the Blockchain.