Author: Maria Sparagis
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The De Minimis Rollback Means More Chargebacks — How to Avoid
The de minimis rollback changes how businesses handle international shipping costs. This change affects millions of online purchases every day. When customers don’t know about extra charges, they create chargebacks that hurt businesses. Here’s how to avoid the hassle. REDUCE CHARGEBACKS What Is the De Minimis Rollback? The de minimis threshold sets the limit for…
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14 Reason Codes That Land Your Business on the MATCH List
If you run a business that accepts credit card payments (so, every business), then you need to know about the MATCH list. This database tracks merchants who’ve had their payment processing accounts shut down. Getting MATCHed can destroy your business overnight. You’ll struggle to find any bank willing to process your payments again. The Member…
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Embrace Click-to-Cancel Policies, Even Without the Law
The Federal Trade Commission’s “click-to-cancel” rule vanished faster than a forgotten gym membership renewal. On July 8, 2025, the Eighth Circuit Court of Appeals struck down the regulation that would have required businesses to make canceling subscriptions as easy as signing up for them. The court’s decision wasn’t about the merits of consumer-friendly cancellation policies.…
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Stripe ISN’T a Merchant Account (And Why That Matters for Your Business)
Stripe is everywhere, powering millions of online businesses. Maybe even you are already using it to process credit card payments. Stripe makes it incredibly easy—you can integrate their system into your site in just a few hours. So what’s the problem? Stripe isn’t actually a merchant account. This distinction matters more than you might think,…
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Credit Card Decline Code 59: Suspected Fraud (and What to Do About It)
One of the more serious declines you’ll face in your business journey is decline code 59. This code signals suspected fraud, and knowing how to handle it can save your business money and protect your customers. PREVENT FRAUD AT CHECKOUT What Is Decline Code 59? Decline code 59 means the card issuer suspects fraudulent activity…
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