Author: Maria Sparagis

Compliance & Regulation

A Merchant’s Guide to Visa’s VAMP Program

Visa’s VAMP program is already enforcing penalties on merchants with high fraud and dispute ratios — and thresholds drop again in April 2026. This guide covers the updated VAMP ratio calculation, current thresholds, and the practical steps you can take now to stay compliant and protect your processing.

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Merchant Accounts

High Risk Merchant Accounts: Stop Getting Shut Down

Most merchants don’t find out they’re considered high risk until a processor shuts them down. This guide explains what high risk merchant accounts are, why your business may qualify, and how to secure stable payment processing that’s actually built for your industry.

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