Getting hit with a “transaction not permitted (amount/pos/mcc)” error is frustrating because of how non-descript it is. This message appears when your card issuer blocks a purchase based on three key factors: the amount, the point of sale (POS), or the merchant category code (MCC)....
The Visa Acquirer Monitoring Program (VAMP) now treats fraud alerts differently than before, making chargeback alert programs for fraud useless. Starting April 2025, TC40 fraud alerts resolved through Rapid Dispute Resolution (RDR) now count toward your VAMP ratio. This means chargeback alerts for fraud reasons...
Stripe, Shopify, PayPal, Square. What do they all have in common? Super simple pricing and sign-up processes. That’s because they all offer flat-rate pricing instead of more detailed options like interchange plus or tiered pricing. Let’s get into what flat-rate pricing is and why it...
You’ve built a thriving Shopify store, but that extra 1% fee for using a third-party processor stings every time you see it on your monthly statement. If you’re processing thousands in sales each month, that seemingly small percentage adds up to real money walking out...
Shopify is one of the most easily accessible, alluring platforms that exists and captivates thousands of entrepreneurs daily. With its promise of easy setup and plug-and-play functionality, Shopify appears to offer a golden ticket to e-commerce success. So, why do so many Shopify stores fail?...
Stablecoins have quietly revolutionized what we think and know about digital payments. They create a bridge between traditional finance and the crypto world, which is much needed no doubt. Unlike their volatile cryptocurrency cousins, these digital currencies maintain relatively stable values by pegging themselves to...
