PayPal Bank? The Payment Giant’s Pipe Dream
PayPal Holdings just submitted applications to become a full-fledged financial institution in the United States. The San Jose-based payments giant filed paperwork with both the Federal Deposit Insurance Corporation and the Utah Department of Financial Institutions to establish a Utah-chartered industrial loan company that would operate as PayPal Bank. We’ve seen other companies do this […]
10 Payment Trends That Will Transform How We Transact in 2026
Intelligent, invisible, instantaneous. This is what describes the payments industry in 2026. AI agents manage purchases autonomously, biometric systems verify identities with a smile, and stablecoins settle cross-border payments in seconds. These payment innovations reshape commerce in ways that make next year feel like a sci-fi dream. Here are the 10 payment trends that will […]
Credit Card Decline 04 – “Pick Up Card SF” SOLUTION
One of the few things more frustrating than a declined transaction is not fully understanding why that decline happened. Credit card decline messages can be a source of confusion and frustration both for merchants and customers alike. They disrupt the flow of transactions and can lead to uncomfortable situations at checkout. One decline in paricular […]
5 Ways to Decrease Credit Card Declines and Boost Holiday Conversions in 2025
Americans entered the 2025 holiday shopping season carrying record credit card debt. $1.23 trillion in outstanding balances as of Q3. Tight spending budgets and consumer behavior shape how successful your business enters Q1 2026. If you want to start the new year in the black, you need strategies that address both the technical reasons behind […]
6 Ways to Turn AI Agents into a Revenue Machine
Amazon and Visa announced a partnership to develop agentic tools that transform how consumers shop and pay online. The two giants plan to offer software development resources through Amazon’s web services marketplace, enabling developers to create autonomous AI-powered shopping experiences that let ai agents transact on behalf of consumers. Agentic commerce is moving from concept […]