How to Accept Credit Card Payments Without a Merchant Account

Two credit cards on top of a laptop computer keyboard.

I’ve seen the same story unfold too many times. You’ve launched your online store, sales are flowing in, and suddenly – bam! Your payment processor freezes your account. Your funds are locked up for 180 days, and your business grinds to a halt. Many entrepreneurs rush to sign up with a popular payment processor, thinking […]

Slash Black Friday Subscription Churn in Half — A How-To Guide

Hand turning a knob between "acquisition" and "retention"

Let’s cut through the noise – your Black Friday subscription sales are about to skyrocket, but will these customers stick around? As someone who’s helped process millions in subscription payments, I can tell you that BFCM subscribers behave differently than your regular customers. While most businesses focus on acquisition, I’m going to show you how […]

One-Click Checkouts Will 10x Your Black Friday Conversions

A finger touching a keyboard button with a shopping cart logo and labeled "BUY NOW".

The holiday shopping season demands speed and convenience. One-click checkout transforms the buying experience by allowing customers to complete purchases instantly using their stored payment and shipping information. Here’s how to set one up, what to implement, and everything else you need to know and one click checkouts. GET A CHECKOUT PAGE THAT DOESN’T SUCK […]

What Is a Fraud Score and How to Improve It

Financial Fraud Investigation Report. Accounting Tax Auditor

A fraud score is a numerical value that indicates the risk level of a transaction or user action, helping businesses determine whether to approve, review, or decline a payment. The scoring typically ranges from 0 to 99, with higher scores indicating greater risk. Let’s find out more about fraud scoring and what you can do […]

Interchange Plus vs Tiered Pricing vs Flat-Rate

Graphic of a calculator, a stack of cash, a receipt, coins, and a dollar sign.

The monthly credit card processing statement hits your inbox, and there it is again – a jumble of percentages, fees, and terms that might as well be written in ancient hieroglyphics. If you’re like most business owners, you’re probably wondering if you’re getting the best deal or if you’re leaving money on the table. We’ve […]