Author: Maria Sparagis

Picture of Maria Sparagis

Maria Sparagis

Maria Sparagis is President of DirectPayNet, where she's spent over 20 years helping businesses scale to six-, seven-, and eight-figure revenue through optimized payment processing. She works hands-on with business owners to solve merchant account challenges, reduce processing costs, and implement payment strategies that support real growth. Maria is a regular speaker at fintech conferences and writes about practical approaches that help businesses break through revenue plateaus.
Picture of Maria Sparagis

Maria Sparagis

Maria Sparagis is President of DirectPayNet, where she's spent over 20 years helping businesses scale to six-, seven-, and eight-figure revenue through optimized payment processing. She works hands-on with business owners to solve merchant account challenges, reduce processing costs, and implement payment strategies that support real growth. Maria is a regular speaker at fintech conferences and writes about practical approaches that help businesses break through revenue plateaus.
square cage filled with stacks of cash
Merchant Accounts

Stripe Reserves & How to Get Your Money Back

3:02 PMStripe can withhold 10–25% of every transaction — or freeze your entire balance for 180 days or longer. Learn how Stripe reserves work, what triggers them, how to get your money back, and why a dedicated merchant account eliminates reserve surprises for good.

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November 20, 2025

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