Category: CHARGEBACKS
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How to Survive Visa’s New Fraud Monitoring Program
Visa’s Acquirer Monitoring Program (VAMP) reshapes how payment processors track fraud and disputes. Merchants need to understand these new rules to protect their businesses from account closures and costly fines. Visa VAMP consolidates fraud monitoring into one comprehensive system that tracks every fraudulent transaction against total sales. If that scares you, then you’re in the…
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The Real Cost of Chargebacks: Beyond the Transaction Amount
Chargebacks cost merchants far more than the disputed transaction value. For every dollar lost to fraud, businesses incur up to $4.61 in total costs, with some reports showing merchants losing 3.4 times the original transaction amount when all expenses are calculated. Understanding these comprehensive costs helps merchants develop effective strategies to minimize their financial impact.…
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Visa’s New VAMP Program Ruins Chargeback Alerts
The Visa Acquirer Monitoring Program (VAMP) now treats fraud alerts differently than before, making chargeback alert programs for fraud useless. Starting April 2025, TC40 fraud alerts resolved through Rapid Dispute Resolution (RDR) now count toward your VAMP ratio. This means chargeback alerts for fraud reasons won’t protect businesses the way they used to. Previously, these…
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FTC Is Coming After “Made in USA” Claims
Labels like MUSA or Made in the USA can tank your business. You see them everywhere on Amazon, eBay, and Shopify stores, products that proudly sporting “Made in USA” badges. American flags plastered on product photos. Bold claims about supporting American workers. But many—if not most—of these products ship straight from overseas warehouses. If you’re…
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The De Minimis Rollback Means More Chargebacks — How to Avoid
The de minimis rollback changes how businesses handle international shipping costs. This change affects millions of online purchases every day. When customers don’t know about extra charges, they create chargebacks that hurt businesses. Here’s how to avoid the hassle. REDUCE CHARGEBACKS What Is the De Minimis Rollback? The de minimis threshold sets the limit for…
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