Visa’s Acquirer Monitoring Program (VAMP) reshapes how payment processors track fraud and disputes. Merchants need to understand these new rules to protect their businesses from account closures and costly fines. Visa VAMP consolidates fraud monitoring into one comprehensive system that
The California Privacy Protection Agency just dropped its biggest hammer yet. Tractor Supply Company faced a record-breaking $1.35 million fine for violating the California Consumer Privacy Act (CCPA). This marks the largest penalty the agency has ever issued. If you
If you’re running any kind of subscription billing business or direct response marketing operation, what just happened with Amazon should be your biggest wake-up call yet. The FTC didn’t just win their case against Amazon – they secured the largest
Buy Now, Pay Later services exploded across the retail landscape over the past few years. But as BNPL grows more popular, lawmakers step in with new rules that change how businesses can offer these payment options. OFFER AN INSTALLMENT PLAN
The Visa Acquirer Monitoring Program (VAMP) now treats fraud alerts differently than before, making chargeback alert programs for fraud useless. Starting April 2025, TC40 fraud alerts resolved through Rapid Dispute Resolution (RDR) now count toward your VAMP ratio. This means
