Category: CREDIT CARD PAYMENTS

  • Credit Card Decline Code 05: Do Not Honor (solution)

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    Is your store riddled with “Do Not Honor” messages? You’re not alone. These codes harm your business and can ultimately lead to account termination. A cleaner processing statement not only looks better but also improves your odds of getting better rates. These decline codes are also not card network-specific. They apply to Visa, Mastercard, Discover,…

    do not honor error code stripe credit card decline code 05
  • Visa Mastercard Agree on $30b Settlement – What It Means for Online Merchants

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    In a landmark move that could reshape the landscape of credit card processing, Visa and Mastercard have reached a staggering $30 billion settlement with merchants across the United States. This settlement aims to address long-standing concerns over the exorbitant credit and debit card fees that have burdened retailers, particularly small businesses, for decades. For online…

    visa logo, mastercard logo, background of cash
  • How the Payment Methods You Accept Reflects the Quality of Your Small Business

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    If there’s one thing we’ve learned in the field of payment processing, it’s that how you accept your customer’s money can speak volumes about your business. As a veteran merchant account provider, I’ve seen it all – the good, the bad, and the unfortunately outdated. The methods by which a small business accepts payments aren’t…

    Small Business Payments, what you should accept and why
  • BNPL for Everyday Purchases? This Payment Option Is Lined with Gold for Merchants

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    In recent years, Buy Now, Pay Later (BNPL) services have gained significant traction among Americans, revolutionizing the way consumers approach their purchases. While traditionally associated with larger-ticket items like electronics and furniture, BNPL has now expanded into everyday products, like to buy groceries or home goods. This shift in consumer behavior presents a golden opportunity…

    Buy Now Pay Later written on a set of dice.
  • Payment Processing 101: A Comprehensive Guide for Direct Response and Ecommerce Business Owners

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    Hey there, direct response and e-commerce business owners! If you’re reading this, chances are you’re already aware of the importance of seamless and secure payment processing for your online business. Whether you’re just starting or looking to optimize your existing setup, understanding the ins and outs of payment processing can help you make informed decisions…

    POS, cash, and credit card signifying the payment processing cycle between customer and merchant.