Category: CREDIT CARD PROCESSING
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Average Fees for Credit Card Processing in 2025
Average credit card transaction fees typically range from 1.5% to 3.5% per transaction. While this may seem like a small percentage, these fees can quickly add up – especially for small businesses processing high volumes. Here’s the reality: accepting credit cards isn’t optional anymore. Businesses that don’t accept cards are leaving money on the table.…
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Credit Card Decline Code 05: Do Not Honor (solution)
CREDIT CARD DECLINES, CREDIT CARD PAYMENTS, CREDIT CARD PROCESSING, DECLINE RATE, PAYMENT PROCESSING, STRIPEIs your store riddled with “Do Not Honor” messages? You’re not alone. These codes harm your business and can ultimately lead to account termination. A cleaner processing statement not only looks better but also improves your odds of getting better rates. These decline codes are also not card network-specific. They apply to Visa, Mastercard, Discover,…
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Visa Mastercard Agree on $30b Settlement – What It Means for Online Merchants
CREDIT CARD PAYMENTS, CREDIT CARD PROCESSING, Credit Card Processing Fees, Credit Card Surcharges, MasterCard, PAYMENT PROCESSING, VISAIn a landmark move that could reshape the landscape of credit card processing, Visa and Mastercard have reached a staggering $30 billion settlement with merchants across the United States. This settlement aims to address long-standing concerns over the exorbitant credit and debit card fees that have burdened retailers, particularly small businesses, for decades. For online…
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Level 2 Credit Card Processing: A Gateway to Lower Fees and Enhanced Data Insights
Understanding the nuances of credit card payment processing levels can be a game-changer for ecommerce businesses, especially those engaged in B2B and B2G sectors. Enter Level 2 credit card processing data — a middle ground that offers a deeper dive into the financial exchanges between merchants and clients, beyond the basic transaction details captured by…
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How the Payment Methods You Accept Reflects the Quality of Your Small Business
If there’s one thing we’ve learned in the field of payment processing, it’s that how you accept your customer’s money can speak volumes about your business. As a veteran merchant account provider, I’ve seen it all – the good, the bad, and the unfortunately outdated. The methods by which a small business accepts payments aren’t…
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