Category: PAYMENT PROCESSING
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Mastercard Agent Pay, AI Is Changing the Way We Pay
Mastercard just made a move that will likely change the way we shop and pay forever (at least on their network). The company announced Agent Pay, a new technology that lets trusted AI agents make secure payments on your behalf. Imagine telling your digital assistant to buy your groceries, book your next vacation, or pay…
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Visa VAMP Changes Chargeback Management, Business Killer
Visa’s bombshell announcement will forever change how European merchants manage their fraud and dispute ratios. The new Visa Acquirer Monitoring Program (VAMP) counts TC40 fraud alerts resolved through Rapid Dispute Resolution (RDR) toward your VAMP ratio. High-risk merchants and subscription businesses are warned. MAINTAIN COMPLIANCE What’s Changing with VAMP? Visa initially created VAMP to consolidate…
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Capital One-Discover Merger: What It Means for Business
The recent approval of Capital One’s acquisition of Discover Financial Services is the first of its kind. With federal regulators giving the green light and the deal expected to close on May 18, 2025, merchants across the country are wondering how this merger will affect their businesses. As someone with expertise in payment processing, I…
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Your #1 Hidden Revenue Goldmine Is Payment Processing
You’re a business owner, you accept payments, but I bet you have not once considered payment processing as a growth tactic. Little known fact: payment processing is one of the most underutilized growth opportunities for any businesses of any size. While companies spend fortunes on marketing and sales, many lose 10%+ of their monthly revenue…
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Stripe MALPB Charter Won’t Lower Your Rates
Stripe is taking their next big financial leap. The move will effectively remove the need for a middleman and give them direct access to card networks. What we’re talking about is Stripe’s application for a Merchant Acquirer Limited Purpose Bank charter in Georgia. This specialized banking charter grants Stripe direct access to payment card networks…
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