Category: Payment Processing
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Average Fees for Credit Card Processing in 2025
Average credit card transaction fees typically range from 1.5% to 3.5% per transaction. While this may seem like a small percentage, these fees can quickly add up – especially for small businesses processing high volumes. Here’s the reality: accepting credit cards isn’t optional anymore. Businesses that don’t accept cards are leaving money on the table.…
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Credit Card Decline Code 05: Do Not Honor (solution)
Is your store riddled with “Do Not Honor” messages? You’re not alone. These codes harm your business and can ultimately lead to account termination. A cleaner processing statement not only looks better but also improves your odds of getting better rates. These decline codes are also not card network-specific. They apply to Visa, Mastercard, Discover,…
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Is Stripe Holding Money? How to Keep Your Business Alive
Your Stripe account shows held funds and you need answers ASAP. Let me walk you through exactly why this happens and the fastest way to get your business running again. AVOID ACCOUNT SHUTDOWNS Common Triggers for Stripe Fund Holds I see merchants facing Stripe holds every day, and understanding these triggers helps you avoid or…
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Shopify Sucks for 2025: The Shopify Transaction Fees Trap
Shopify’s transaction fees are eating into your profits more than you realize. Let me break down why their fee structure creates significant challenges for growing businesses. SWITCH FROM SHOPIFY The Fee Trap Shopify’s rigid fee structure creates a costly trap for growing businesses in 2025. On the Basic plan, you’ll pay 2.9% + $0.30 for…
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Can Shopify Shut Down Your Store? YES! Here’s What to Do
Your Shopify store is thriving, sales are flowing, and then it hits. That heart-stopping email from Shopify Payments announcing your payment processing has been suspended. I’ve helped hundreds of merchants through this exact situation, and here’s what you need to know: your business isn’t over. Let me clear up the biggest misconception right away –…
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