Category: Payment Processing

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Payment Processing

Shopify Sucks for 2025: The Shopify Transaction Fees Trap

Shopify’s transaction fees are eating into your profits more than you realize. Let me break down why their fee structure creates significant challenges for growing businesses. SWITCH FROM SHOPIFY The Fee Trap Shopify’s rigid fee structure creates a costly trap

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Laptop computer displaying logo of Shopify Inc., a Canadian multinational e-commerce company headquartered in Ottawa, Ontario
Payment Processing

Can Shopify Shut Down Your Store? YES! Here’s What to Do

Your Shopify store is thriving, sales are flowing, and then it hits. That heart-stopping email from Shopify Payments announcing your payment processing has been suspended. I’ve helped hundreds of merchants through this exact situation, and here’s what you need to

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Payment Processing

Credit Card Decline Code 03: Invalid Merchant (solution)

Payment gateways are powerful, but not always informative—at least not directly. Whenever a transaction fails or even succeeds, the gateway displays a response code. When the transaction is successful, we don’t really care about the gateway response. But when it

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Hand holding a mobile phone with a "Stripe" logo in front of a blurry outdoor background
Payment Processing

Stripe Account Frozen? Get Your Stripe Back!

Imagine checking your Stripe dashboard on a busy Monday morning only to find your account frozen and thousands in payments stuck in limbo. Your business isn’t alone in facing this challenge. While Stripe remains one of the most popular payment

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Credit card swiping through a credit card reader and getting declined.
Payment Processing

Issuer Declined MCC Errors and How to Avoid Them

When it comes to accepting credit card payments, there are many factors that can contribute to a declined transaction. One of the most common reasons for transaction declines is an “Issuer Declined MCC” message. The Merchant Category Code (MCC) is

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