The holiday rush has ended, but a new challenge emerges: the dreaded “Returnuary.” As merchants, we face a staggering 40% increase in chargebacks during the post-holiday period compared to November and December. This surge is a critical threat to your
One of the few things more frustrating than a declined transaction is not fully understanding why that decline happened. Credit card decline messages can be a source of confusion and frustration both for merchants and customers alike. They disrupt the
Visa’s Acquirer Monitoring Program (VAMP) puts merchants under intense scrutiny. Financial institutions now face mounting pressure as Visa tracks fraud metrics more aggressively than ever. One misstep triggers an advisory period that can devastate your business. Order Insights 3.0 changes
Your business loses money every time a customer’s payment fails. High-risk merchants in particular watch potential sales slip away because card networks decline legitimate transactions. You can reverse this trend and increase your transaction approval rate within 30 days. If
Chargebacks cost merchants far more than the disputed transaction value. For every dollar lost to fraud, businesses incur up to $4.61 in total costs, with some reports showing merchants losing 3.4 times the original transaction amount when all expenses are
