A new industry chargeback report has real numbers behind what high-risk merchants already suspected: disputes are up, costs are up, and most merchants are still fighting chargebacks after the fact instead of preventing them.
A refund costs you $100. A chargeback costs $150–$250 for the same transaction. Learn the difference, when to refund vs fight, how refund policies prevent chargebacks, and why this distinction matters for your VAMP ratio.
Your merchant statement holds every fee your processor charges — but only if you know where to look. This guide breaks down each section of your statement, shows you how to calculate your effective rate, and flags the red flags that signal you’re overpaying.
Visa’s Acquirer Monitoring Program (VAMP) reshapes how payment processors track fraud and disputes. Merchants need to understand these new rules to protect their businesses from account closures and costly fines. Visa VAMP consolidates fraud monitoring into one comprehensive system that
Chargebacks cost merchants far more than the disputed transaction value. For every dollar lost to fraud, businesses incur up to $4.61 in total costs, with some reports showing merchants losing 3.4 times the original transaction amount when all expenses are
