What Is a Fraud Score and How to Improve It

A fraud score is a numerical value that indicates the risk level of a transaction or user action, helping businesses determine whether to approve, review, or decline a payment. The scoring typically ranges from 0 to 99, with higher scores indicating greater risk. Let’s find out more about fraud scoring and what you can do […]
Interchange Plus vs Tiered Pricing vs Flat-Rate

The monthly credit card processing statement hits your inbox, and there it is again – a jumble of percentages, fees, and terms that might as well be written in ancient hieroglyphics. If you’re like most business owners, you’re probably wondering if you’re getting the best deal or if you’re leaving money on the table. We’ve […]
Customer Data is Your Black Friday Goldmine

Black Friday isn’t just about slashing prices, it’s your golden opportunity to gather customer data that fuels your marketing efforts throughout the entire year. Immediate sales are great, but the real treasure is building a robust customer database that drives long-term revenue. SECURE YOUR BLACK FRIDAY LEADS The Power of Referral Programs The statistics paint […]
StripeIsHoldingFunds! How to get your withheld funds back from Stripe

Stripe is one of the most popular PSPs (payment service provider) in the world. It’s quick and easy setup also makes it one of the most accessible. But this PSP is not without its drawbacks. Stripe holding funds is one of the biggest issues we see from businesses who want to utilize its services. Here’s […]
Credit Card Decline Code 54: Expired Card (and how to save the sale)

When a customer’s credit card expires, it triggers decline code 54. This decline code indicates the card’s expiration date has passed, making it invalid for transactions. The issue now is how the customer can make the payment and how you can prevent any further processing fees for attempting an expired card. We have the solution. […]