Category: Compliance & Regulation
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Visa’s New VAMP Program Ruins Chargeback Alerts
The Visa Acquirer Monitoring Program (VAMP) now treats fraud alerts differently than before, making chargeback alert programs for fraud useless. Starting April 2025, TC40 fraud alerts resolved through Rapid Dispute Resolution (RDR) now count toward your VAMP ratio. This means chargeback alerts for fraud reasons won’t protect businesses the way they used to. Previously, these…
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Visa VAMP Is Coming Oct 1 2025: What Merchants Need to Know
Visa’s new VAMP program is not hot news, but as the deadline approaches it’s making business owners quake. Payment processors across the industry will enforce Visa’s new Acquirer Monitoring Program (VAMP) starting October 1, 2025. This overhaul consolidates Visa’s existing fraud and dispute monitoring programs into a single, more stringent framework that demands immediate attention…
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FTC Is Coming After “Made in USA” Claims
Labels like MUSA or Made in the USA can tank your business. You see them everywhere on Amazon, eBay, and Shopify stores, products that proudly sporting “Made in USA” badges. American flags plastered on product photos. Bold claims about supporting American workers. But many—if not most—of these products ship straight from overseas warehouses. If you’re…
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The De Minimis Rollback Means More Chargebacks — How to Avoid
The de minimis rollback changes how businesses handle international shipping costs. This change affects millions of online purchases every day. When customers don’t know about extra charges, they create chargebacks that hurt businesses. Here’s how to avoid the hassle. REDUCE CHARGEBACKS What Is the De Minimis Rollback? The de minimis threshold sets the limit for…
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Embrace Click-to-Cancel Policies, Even Without the Law
The Federal Trade Commission’s “click-to-cancel” rule vanished faster than a forgotten gym membership renewal. On July 8, 2025, the Eighth Circuit Court of Appeals struck down the regulation that would have required businesses to make canceling subscriptions as easy as signing up for them. The court’s decision wasn’t about the merits of consumer-friendly cancellation policies.…
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