AI companies face unique challenges that often place them in the high-risk category: recurring subscriptions, intangible digital delivery, unpredictable usage patterns, fast-scaling user bases, and heightened scrutiny around data, privacy, and compliance. As a result, traditional processors frequently decline AI merchants, impose strict limits, or shut accounts down without warning.
DirectPayNet provides merchant accounts designed specifically for AI-driven businesses—whether you run an AI SaaS platform, chatbot service, AI companion app, marketing automation tool, or any emerging AI-powered model. Our solutions help reduce risk, stabilize approvals, protect revenue, and keep your payment flows running smoothly as you grow.
AI businesses operate in a fast-moving environment—and traditional processors often can’t keep up. At DirectPayNet, we offer high-risk merchant accounts tailored to the needs of AI SaaS, agents, automation tools, and AI companion apps.
Our expertise helps you reduce payment friction, increase conversions, and maintain consistent revenue flow. When you work with us, you gain advantages such as:
Our technology ensures smooth and effortless recurring payment experiences, helping you reduce churn, retain more subscribers, and scale your SaaS business with predictable revenue.
Our pricing is designed to be affordable and transparent, with no hidden fees. You’ll have access to competitive processing rates that help keep your operating costs low, so you can maximize your profits.
We know reliable processing drives growth. That’s why we focus on performance where it matters most — delivering higher approval rates, fewer declines, and the payment stability your business needs to scale with confidence.
Our high-ticket merchant accounts support robust integrations with leading CRMs, payment gateways, and marketing platforms, ensuring your payment processing connects effortlessly with the systems you already use to manage customers, sales, and subscriptions.
Banking Partners – Access trusted domestic and offshore banking solutions.
Fast Approvals – Get processing started in days, not months.
Lower Reserves – Negotiated rolling reserve terms that won’t cripple your cash flow.
Chargeback Protection – Tools to keep your chargebacks under control and avoid termination.
Dedicated Account Manager – Real people helping merchants.
Step 1 – Submit Your Details
Fill out a short form with your basic business information. One of our specialists will reach out to walk you through the application process.
Step 2 – Full Underwriting Done for You
Our team handles the underwriting from start to finish. You just provide the required documents—we take care of the rest.
Step 3 – Account Approval & Connection Support
Once approved, you’ll receive your merchant account credentials. We’ll guide you on how to connect it to your website, course platform, or CRM.
Step 4 – Start Accepting Payments
Go live and begin taking payments from your clients quickly and reliably.
Don’t limit your AI business with restrictive or unreliable payment processing. Open an AI merchant account with DirectPayNet and unlock the stability and flexibility your platform needs.
Expect secure, scalable, and efficient payment solutions designed specifically for AI-driven companies.
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Toll Free: US & Canada
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+1 (737) 317-4244
US & International
1-800-657-8272
Toll Free: US & Canada
+44 7447 194371
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