Lower Your Fees — Accept ACH Transfers

DirectPayNet helps you offer your customers a way to pay directly from their bank account — bypassing credit card networks entirely. Dramatically lower per-transaction costs, no chargebacks, and no failed renewals from expired cards.

  • Lower Processing Costs
  • No Card Network Chargebacks
  • Built for Subscriptions & High-Ticket Sales

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Why Businesses Add ACH With DirectPayNet

Lower Processing Costs

Credit cards cost 3–6% per transaction. ACH costs cents. On a $1,000 payment, that’s the difference between $50 and $1.

Bypass the Card Networks

ACH doesn’t touch Visa or Mastercard. No interchange, no scheme fees, no chargeback ratios to manage.

Payments That Don’t Fail

Bank accounts don’t expire, don’t get reissued, and don’t get lost. Recurring payments just keep working.

Your Customers Want It

Many customers — especially B2B and high-ticket buyers — prefer paying by bank transfer. Adding ACH captures revenue you’re currently leaving on the table.

Benefits of Adding ACH Payments

  • Lower Costs – pay cents per transaction instead of 3–6% on credit cards.
  • No Chargebacks – ACH disputes don’t go through Visa or Mastercard and don’t affect your chargeback ratio.
  • Reliable Recurring Billing – bank accounts don’t expire, so subscriptions don’t fail.
  • More Payment Options at Checkout – customers who don’t want to use a credit card can still pay you.

The DirectPayNet Difference

  • 15+ Years of Experience – proven success helping high-risk businesses get approved.
  • One-on-One Support – dedicated account managers who actually know your business.
  • Tailored Solutions – we don’t force you into a template; we match you with the right bank and processor.
  • Built for Stability – accounts designed to prevent surprise shutdowns or frozen funds.

Ready to Take Control of Your Payments?

Consult our experts today

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Maria Sparagis