Get Your High-Risk Merchant Account Today

Trusted by high-risk businesses since 2010, DirectPayNet makes getting a compliant merchant account fast, simple, and secure.

All major forms of payment

Available in USA, UK, EU, EEA & Canada *

Safe, Secure, Reliable Processing

*Ask about availability in other regions

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Why High-Risk Businesses Choose DirectPayNet

Industry Expertise

We know high-risk industries inside and out, so your merchant account is tailored to your business.

Reliable Approval Process

We carefully match your business with the right payment solution to prevent sudden holds or closures

Compliant & Secure

Our merchant accounts meet strict regulatory standards, giving you peace of mind while accepting payments worldwide.

Dedicated Customer Support

Our one-on-one support guides you from application to approval, every step of the way.

Getting approved shouldn’t be complicated — and keeping your business processing payments shouldn’t feel uncertain. At DirectPayNet, we simplify payment processing for online businesses that need stability, flexibility, and compliance.

Whether you’re in a regulated industry or simply want a processor that grows with you, we make the approval process straightforward and the experience reliable. Our team understands complex business models, ensuring your payments remain stable, secure, and uninterrupted.

Being compliant shouldn’t cost you sales. We help you protect your revenue and stay compliant by navigating the complexities of PCI compliance, payment regulations, website requirements, and payment processor guidelines — without compromising performance.

We don’t just help high-risk merchants find solutions — we help smart business owners stay ahead of risk, prevent costly disruptions, and scale with confidence

Built for Your Industry’s Challenges

Specialized Payment Solutions

Subscriptions

Subscription-based businesses require specialized payment processing solutions to handle recurring payments and manage the risk of chargebacks.

Online Coaching

Online coaching businesses often face high chargeback rates due to the intangible nature of their services.

Shopify Store

Avoid payment freezes and account holds on Shopify. Get a reliable merchant account built for long-term stability and growth.

Digital Products

Merchants selling digital products, such as e-books, software, or online courses, require specialized payment processing solutions due to the high-risk nature of their businesses.

High-Ticket Sales

Merchants selling high-ticket products often encounter high chargeback rates and fraud risks.

Dropshipping

Dropshipping businesses face unique challenges, including high chargeback rates and supply chain complexities.

Nutraceuticals & Supplements

The nutraceuticals and supplements industry faces strict regulations and frequent chargebacks, making it a high-risk sector.

Direct Response

Products sold via direct response channels—such as supplements, skincare, and continuity programs—face high chargeback rates, compliance hurdles, and regulatory scrutiny.

Benefits of a Merchant Account

  • Accept More Payments – credit cards, debit, multi-currency, and cross-border transactions.

  • Increase Sales – smoother checkout experiences reduce cart abandonment.

  • Protect Your Business – built-in fraud prevention and chargeback management.

  • Complete Checkout Visibility – securely capture checkout data that fuels conversion optimization and remarketing.

  • Faster Growth – reliable cash flow and flexible payment options keep your business moving forward.

The DirectPayNet Difference

  • Established in 2010 – proven success helping high-risk businesses get approved.

  • One-on-One Support – dedicated account managers who actually know your business.

  • Tailored Solutions – we don’t force you into a template; we match you with the right bank and processor.

  • Built for Stability – accounts designed to prevent surprise shutdowns or frozen funds.

Ready to Take Control of Your Payments?

Consult our experts today