Credit Card Decline 04 – “Pick Up Card SF” SOLUTION
One of the few things more frustrating than a declined transaction is not fully understanding why that decline happened. Credit card decline messages can be a source of confusion and frustration both for merchants and customers alike. They disrupt the flow of transactions and can lead to uncomfortable situations at checkout. One decline in paricular […]
How to Survive Visa’s New Fraud Monitoring Program
Visa’s Acquirer Monitoring Program (VAMP) reshapes how payment processors track fraud and disputes. Merchants need to understand these new rules to protect their businesses from account closures and costly fines. Visa VAMP consolidates fraud monitoring into one comprehensive system that tracks every fraudulent transaction against total sales. If that scares you, then you’re in the […]
Visa VAMP Is Coming Oct 1 2025: What Merchants Need to Know
Visa’s new VAMP program is not hot news, but as the deadline approaches it’s making business owners quake. Payment processors across the industry will enforce Visa’s new Acquirer Monitoring Program (VAMP) starting October 1, 2025. This overhaul consolidates Visa’s existing fraud and dispute monitoring programs into a single, more stringent framework that demands immediate attention […]
How to Avoid Friendly Fraud, a Growing Threat to Your Business
Friendly fraud is one of the most annoying yet seemingly avoidable types of fraud. Many merchants are left wondering what they’ve done wrong or why their customers are mistreating them. One day you’re in the black, and the next your chargeback ratio spikes beyond acceptable limits. Your payment processor flags your account. Your rolling reserves […]
5 Early Signs of Fraud (Before Checkout)
When most people think about online fraud, their minds jump straight to the checkout page. Stolen credit card numbers, mismatched billing info, or desperate attempts to guess 3DS codes. But the key to fraud prevention isn’t to just watch the finish line, it’s about spotting trouble long before your customer ever fills their cart or […]