If Stripe closed your account with money in it, Stripe will usually hold that balance for 90 to 180 days from your last activity to cover refunds and chargebacks, and it can extend the hold at its discretion. Don’t close
Shopify reserves can lock up 10–30% of your revenue for months with no warning and no negotiation. Learn what triggers them, how to prevent them, and why a dedicated merchant account is the only way to get real control over your reserve terms.
3:02 PMStripe can withhold 10–25% of every transaction — or freeze your entire balance for 180 days or longer. Learn how Stripe reserves work, what triggers them, how to get your money back, and why a dedicated merchant account eliminates reserve surprises for good.
