Author: Maria Sparagis

Maria Sparagis is President of DirectPayNet, where she's spent over 20 years helping businesses scale to six-, seven-, and eight-figure revenue through optimized payment processing. She works hands-on with business owners to solve merchant account challenges, reduce processing costs, and implement payment strategies that support real growth. Maria is a regular speaker at fintech conferences and writes about practical approaches that help businesses break through revenue plateaus.

Warning! Affiliate Fraud Can Ruin Your Business. Combat it These 4 Ways.

Affiliate Fraud Can Ruin Your Business

Affiliate fraud is one of the most pressing issues facing companies with affiliate programs. This is most notable among successful merchants offering higher commissions. From our experience, fraudsters are attracted to high-risk merchants known to offer lucrative commissions on their products and services. Therefore, it poses serious threats, especially if your company isn’t properly set […]

Fraud Can Kill your Holiday Shopping Season. How To Protect Your Q4 Revenues

The largest shopping season is during the holiday months of October to December. In fact, several retail studies indicate that 2018 Black Friday and Cyber Monday sales are expected to break records this year. It’s also the time for a high number of ecommerce fraud claims and compliance issues. This, in turn, affects the viability […]

HELP! I’m On A MATCH List & Need To Process Orders

If you are on a MATCH list, you can no longer process credit cards.

Have you ever been refused a merchant account, because your business was on a MATCH list? Chances are you were recently denied a MID for this exact reason. Don’t panic, because DirectPayNet can help. As a high-risk merchant with excessive fraud or chargebacks, at some point in your company’s lifecycle, you might be on a MATCH […]

Why Version 2 Of 3D Secure Is Better For Conversions & Preventing Fraud

3D Secure 2 improves raises conversions and lowers fraud

Were you ever hesitant to integrate 3D Secure into your checkout page? Are you experiencing challenges with low checkout page conversions when using the 3D Secure fraud mitigation tool? You’re not alone! Many online merchants have longed for a better tool. Thankfully, Visa and MasterCard heard merchants’ concerns and released a second version of this […]

Should You Be Worried About General Data Protection Regulation?

data protection EU

Europe’s General Data Protection Regulation (GDPR) law went into effect on May 25th, 2018 in hopes of changing the way businesses gather customer data and how they use it. You’ve probably seen numerous consumer privacy emails clogging up your inbox in the past few weeks. While these “We’ve updated our privacy policy” emails are annoying, […]